main image of insurance lawyers
  • The Voice Issue 6 2018 - now available to download for members in The Voice
  • FOIL Update - Law Commissions consult on automated vehicles > download now in Updates
  • FOIL Update from the cross-industry Rehabilitation Initiative > download now in Updates
  • FOIL AGM Presentation Slides 2018 - now available to download > Internal Info
  • Response to the Corporate Services Scrutiny panel review of Draft Damages Jersey law > Consultations
  • FOIL Update - Discount Rate in Jersey - now available to download > updates
  • FOIL Update - Court Survey and Court Reform - now available to download > updates
  • FOIL Update - FCA Consultation on FOS Limit - now available to download > updates
  • FOIL Update - Civil Liability Bill at Third Reading in the Commons > download now in Updates

FOIL People

James Heath

James Heath

FOIL President

James is a Partner at Keoghs LLP, having joined the firm as a Trainee Solicitor in 1995.

He assisted in establishing the firm?s counter-fraud services division in 1998 and, since that time, has been instrumental in the development and growth of Keoghs' fraud practice. He works with a wide range of insurers and corporate clients helping them to define, implement and improve their counter-fraud strategies, as well as advising upon complex fraud matters.

He is a well-known and respected member of the counter-fraud community, and is regularly invited to contribute to national conferences, events and seminars upon fraud related issues. James also holds the role of Keoghs? COLP and leads the firm's Quality, Risk & Compliance (QRC) team.

As President, James will ensure that FOIL continues to take a leading and influential role in the industry, helping to inform and shape the landscape in which FOIL Members, our Sponsors and Trade & Industry partners operate, and will support the ongoing development of FOIL through London FOIL, new SFTs and expansion of FOIL's geographical footprint.

Away from the industry, James tries to juggle spending time with his wife, Tracy, and daughters Emily & Abigail with reducing his golf handicap to a respectable level.


Anthony Baker

Anthony Baker

FOIL Vice President

Anthony qualified as a Solicitor in 1997 and has over 20 years' experience in the Defendant Insurance market. Anthony is a Partner at Plexus Law heading the Leeds and Manchester offices and handles a full and varied caseload of Major Loss Regulatory and Casualty claims.

He advises Insurers and corporate clients on all types of Regulatory issues including HSE/EHO/CQC investigations, PACE interviews, Inquests and prosecutions. Anthony also handles Major Loss Casualty Claims and has a niche successful specialism in dealing with work related stress claims. He is instructed by a number of major corporate clients as the nominated Lawyer to deal with their stress claims and has successfully defended a number of such claims pleaded at over £10m.

Legal 500 and Chambers & Partners describe Anthony as: "Providing client care to an outstanding level", "particularly astute and thoughtful lawyer" and "Stands out as a beacon of calm and active efficiency".

Outside of work Anthony's time is taken with his 4 boys and their activities including football, cycling and skiing!


Laurence Besemer

Laurence Besemer

Direct dial: 01256 466 354
Email: Laurence.besemer@foil.org.uk

Laurence is the CEO of FOIL a position he has held since 2009.

Working alongside the President and the Executive Committee, he is responsible for long term strategy and the infra structure of the organisation.

Laurence comments:
“With over 35 years insurance claims experience, in the UK and overseas, I understand the industry and the pressures that claims managers and handlers face. I am a Fellow of the Chartered Insurance Institute, Managing Director of C-Mas, (Claims Management Advisory Services) and a Director of TopQuotes Insurance Brokers. I am a life-long Manchester United fan and am working hard to get my three young daughters versed in the benefits of being a red.”.


Shirley Denyer

Shirley Denyer

Technical Director

Email: info@foil.org.uk

A qualified solicitor with over 30 years’ experience working in London and the North West, Shirley has experience of handling a wide range of disputes, from Public Liability to Clinical Negligence, Commercial Litigation and Costs.

Through Shirley Denyer LLP, Shirley has been involved in FOIL since 2007, as a non-practising solicitor. She was appointed to the newly created position of Technical Director in 2016, taking on a role in developing FOIL’s strategy and focus. She has responsibility for all of FOIL’s technical publications and the work of the eighteen Sector Focus Teams. Working with the SFTs and the National Committee she also handles FOIL’s consultation responses.

Shirley is based in Manchester. Outside work, despite the weather, she gets outdoors as much as possible, playing tennis and cycling.


Stephen Hines

Stephen Hines

Immediate Past President

Stephen was called to the Bar in 2014 having qualified as a solicitor in 2009. Shortly after qualifying as a solicitor, he was granted Higher Rights of Audience as a Solicitor Advocate (All Proceedings, All Courts) and is a former partner of a top 200 law firm, where he remains as a consultant advising on key industry developments. He has been praised by peers and clients alike for his clear, practical and thorough advice, and complimented by members of the judiciary on his written and oral advocacy.

As President, Stephen has a leading and influential role in the industry, helping to inform and shape government policy on a wide variety of issues, like fixed costs regimes, whiplash reform, pan-European insurance issues (like those arising out of the Vnuk case) and the discount rate.

Stephen is a member of the MedCo Education and Training subcommittee and a member of the Ministry of Justice Whiplash Reform Programme Guidance and Support Sub Group.

Outside of industry, Stephen is a member (and former Vice Chair) of the governing body of Linchfield Community Primary School.

Stephen has a busy home life and loves to spend time with his wife and four children and, whenever time permits, he enjoys playing golf, squash, and taking part in outdoor pursuits.