FOIL Update – Business Interruption Insurance and Covid-19

  • FOIL
  • FOIL Ireland
  • FOIL Scotland
  • London FOIL

This well publicised case was brought by the Financial Conduct Authority ("the FCA"), the regulator of the defendant insurers, as a test case to determine issues of principle in relation to policy coverage under various specimen wordings underwritten by the defendants in respect of claims by policyholders to be indemnified for business interruption (BI) losses arising in the context of the COVID-19 pandemic and the advice of and restrictions imposed by the UK Government in consequence.


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