Updates and Briefing Papers

Britain’s Potholes: A Growing Liability for Insurers and Lawyers

• FOIL

The deterioration of the UK's roads has led to every British driver facing a specific kind of dread when embarking on a car journey, which is the half-second between spotting a pothole and hitting it.

Career Progression in the Legal Sector: Evolution or Revolution?

• FOIL Ireland

The article explores how motivations for becoming a lawyer have evolved from traditional ideals of justice and professional prestige to a modern landscape shaped by wellbeing, work life balance, shifting career expectations and intense competition for talent, noting that younger lawyers now prioritise flexibility, values driven workplaces, technological investment and clearer progression pathways, while law firms face pressure to innovate amid rising costs, AI driven change and challenges such as gender imbalance and new pay transparency requirements.

How Injuries from Road Traffic Accidents are Changing and the Impacts on UK Insurers

• FOIL

Official statistics from the Department for Transport show a long-term decline in the total number of casualties from Road Traffic Accidents (RTAs) on UK roads.

Mazur – Reflections and Observations

• FOIL

This update offers some reflections now that the dust has settled on the Court of Appeal judgment in Mazur and Stuart v Charles Russell Speechlys LLP [2026] EWCA Civ 369.

Proposal to collect the NHS Number as part of the Injury Cost Recovery Scheme process

• FOIL

The Department of Health and Social Care is proposing to amend the Injury Cost Recovery Scheme so that insurers/compensators are required to collect NHS numbers, where known.

Legal Services Board: Policy Statement on Upholding Professional Ethical Duties

• FOIL

The Legal Services Board (LSB) has set out new expectations designed to reinforce lawyers’ role in upholding the rule of law.

A Change in Direction for ‘Lost Years’ Claims

• FOIL

Long occupying a complex position within English personal injury law, ‘lost years’ claims are embedded in principles of compensatory justice, where claimants seek to recover damages for the earnings they would have accrued but for a life-limiting injury.

Record Exam Activity Signals a Brighter Future for UK Insurance

• FOIL

The recruitment challenges facing the insurance profession received an encouraging boost recently with figures published by The Chartered Insurance Institute (CII) highlighting exam sittings have reached a level unseen for a decade.

FOIL Proudly Supporting Mark Evans & LawCare

• FOIL

FOIL is delighted to help shine a spotlight on an inspiring initiative from Mark Evans, President of The Law Society and Founder of LegalRunner, as he leads a team of runners in the London Marathon on 26 April 2026 in support of our President’s charity, LawCare.

SFT Spotlight – Motor Sector Focus Team

• FOIL

AI-Driven Deception: How Insurers Are Adapting to Deepfakes

• FOIL

AI has always been acknowledged as a great opportunity for insurers, but its increased adoption has progressed discussions on its associated challenges and threats.

How UK Insurers are Closing the Gender Pay Gap and Parallels with the Legal Sector

• FOIL

Steady progress in workplace equality has been made across several UK industries in recent decades, but the gender pay gap remains a persistent challenge.